If you are the owner of a newspaper or publication of any kind, World Premium Rates can help you promote it through innovative solutions.

Ver más

OFFER - Products

 

How much do you want to win today?

Product List

The virtual wallet


CREDIT MANAGEMENT SYSTEM FOR A LARGE VARIETY OF PRODUCTS

The Virtual Wallet allows end users to accumulate credits in an account created for them (user ID), through which they can redeem their credits for content and services in the e-stores associated with the system (service customers).

The top-up of credits by users can be made at any time by any means of payment available to the virtual wallet application (905, 80Y, SMS, TPV, PayPal).

There are two types of virtual wallet: general and customized.

- In the general mode each user can redeem his/her credits in any of the e-store associated with implementation of the Virtual Wallet. With this mode, the online stores associated share the resources used (numbers, TPV,...).
- In the customized mode, the credits can only be redeemed in the online store that has such a customization, which must be exclusive to the numbering and means of payment.

Users must create a different account (an identifier) for each of the online stores in which they wish to exchange credits as well as a general account, if they wish. Consequently, when topping-up the wallet, the corresponding credits are added to the account with the user ID specified when making the top-up.

Thus, the topped-up credits for a customized online store can only be used there, and topped-up credits for the general account cannot be used in customized online stores.

The overall functioning of WPR Virtual Wallet is based on the following steps:

- Users create their account and top-up their wallet with credit. This action can be taken at any time.
- Every online store manages the goods or services for which the user can redeem his/her credits, defining the necessary credits to redeem for each one of them.
- When the user requests access to a service, the online store is redirected to the WPR virtual wallet payment website. The user will provide his/her user´s ID and password number to proceed with the purchase. For security reasons, access to the payment webpage is made on SSL, while WPR will use also a certificate of utmost trust.
- Once the credits have been discounted, the user will receive a transaction code and the option to access the requested service to the e-store will be shown to the user. The user must select that option.
- The e-store will request from user, if this has not been yet done previously, his/her ID or the transaction code generated.
- Finally, the online store will require from WPR confirmation of payment via an HTTP request. If the result is correct, it will put the service available to the user.

Summarizing, this is a credit management system highly powerful, flexible and secure to buy and pay content, products and services.

Read more: Market Solutions

© 2010 World Premium Rates. All rights reserved. Best with Macromedia Flash 9